Retail Banking Consultant - Fully Remote | Upto $70/hr

About the job Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey . Position: Retail Banking Expert Type: Contract Compensation: $60–$70/hour Location: Remote Role Responsibilities Construct enterprise retail banking scenarios spanning large-scale deposit and lending operations, multi-stakeholder branch network decisions, and complex regulatory examination or compliance review cycles. Build tasks across F500 consumer lending (mortgage, auto, personal), branch and digital banking operations, credit risk and underwriting, fraud prevention, and customer experience/retention strategy. Develop retail banking operations scenarios involving tools such as core banking platforms ( FIS , Fiserv , Temenos ), loan origination systems ( LOS ), CRM platforms , and fraud detection/ AML monitoring tools in F500 stacks . Apply enterprise retail banking frameworks (credit risk scoring models, CFPB/regulatory compliance standards , omnichannel service design, KYC/AML protocols ) and produce reference lending policies, risk assessments, and executive-level operational narratives. Author rubrics that distinguish authentic enterprise retail banking judgment from generic textbook or licensing-exam-level recall. Qualifications Must-Have 5+ years working in consumer lending, branch operations, credit risk, or compliance at a Fortune 500 retail bank ( JPMorgan Chase , Bank of America , Wells Fargo , Citi , U.S. Bank ). Direct ownership of F500-scale lending portfolios , branch/digital banking operations, or regulatory compliance programs. Fluency in enterprise retail banking tooling and frameworks, plus understanding of how F500 regulatory examinations ( OCC , CFPB , FDIC ), KYC/AML compliance , and credit risk governance actually work. Preferred Prior rubric, banking-training curriculum, or policy/risk documentation authorship is a plus. Application Process (Takes 20–30 mins to complete) Upload resume AI interview based on your resume Submit form Resources & Support For details about the interview process and platform information, please check: For any help or support, reach out to: PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity. Originally posted on Himalayas